Luck, Resilience, and Mortgage Tips: A Brother’s Journey in Calgary
The other week, while sitting in the emergency room at Calgary's Foothills Medical Centre, I was introduced to a nurse as "the not-so-clumsy brother." That phrase brought to mind an old saying: "If it weren't for bad luck, I'd have no luck at all." But why did that come to mind? Let me take you back to a time when life seemed simpler, yet no less perilous.
It was a typical day at a trailer park just outside the Shilo military base. We were a bunch of kids, full of energy and not an ounce of caution, crafting bike jumps from scraps of wood. The thrill was in the risk—until it wasn’t. On one of those daring jumps, I found myself on the way to the hospital for stitches. The novelty of that first trip made it almost fun, a badge of honour for a young adventurer.
Fast forward a few years to Carp, another military base, and the scene changes to a game of horseshoes. We were outside a mess hall, aiming for ringers, when a stray horseshoe sent someone else running for stitches. Another trip to the hospital—still somewhat exciting, but the fun was starting to wear thin.
A few more years down the road, we were on a ski trip in Germany. A jump on the slopes went wrong, and another hospital visit was chalked up to the growing list. By this time, hospital visits were becoming routine, and the excitement had long since faded.
Then came a day when someone wasn’t paying attention while playing chicken with a parked car. This time, the injuries were more serious, and the fun had completely vanished. Hospitals became places of dread rather than adventure.
But the toughest battle came years later when Leukemia knocked on his door. It wasn’t invited, but it barged in anyway. Yet, in true resilient fashion, he fought back—inviting it to dinner only to kick it out once it overstayed its welcome. This battle wasn’t about bad luck; it was about resilience, strength, and refusing to give in.
Most recently, it was a new bike and a gully that proved to be formidable opponents. The crash left him with seven broken ribs, two breaks in his neck, two in his back, a broken wrist, sternum, and collarbone—not to mention a punctured lung. Lying unseen at the bottom of that gully for hours, it was clear that the fight for survival was very real, yet again.
Through all these trials, I can’t help but think of the movie Unbreakable. The contrast between one person’s unyielding luck and another’s persistent bad luck is striking, yet there’s something profoundly relatable in those stories. We all root for the underdog, the one who faces impossible odds and still finds a way to triumph. That’s the essence of storytelling—the journey that brings fulfillment, peace, and a sense of accomplishment.
As I reflect on my brother’s journey, I’m reminded of the importance of perspective. It’s not just about surviving; it’s about thriving, making the most of what life throws at us, and being prepared for the unexpected.
Now, About Your Calgary Mortgage…
You might be wondering where the mortgage hacks come in. Well, here it is: just like my brother faced his challenges head-on, you should take the same approach with your financial life—especially when it comes to your mortgage, particularly here in Calgary's competitive housing market.
If your mortgage renewal is coming up in Calgary, don’t take it for granted. Don’t procrastinate. Life is full of surprises, some good, some bad, but ignoring your mortgage isn’t a risk worth taking. I’ve seen too many Calgary homeowners pass up the opportunity to save $12,600 in interest simply because they were distracted by other pursuits, like a vacation in the Rockies or a new toy. Yes, live your life to the fullest, but don’t let that stop you from making smart financial decisions.
When your mortgage is due for renewal, take the time to shop around Calgary's competitive mortgage market. Just because it’s not broken doesn’t mean it can’t be improved. Let me help you explore better rates and products tailored to Calgary’s unique housing environment. What do you have to lose? In fact, what you stand to gain could be worth $12,600 for just an hour of your time—now that’s a return on investment that could help you tick off more items on your bucket list.
So, let’s talk. Let’s ensure your mortgage works as hard for you as you’ve worked to get where you are today in Calgary.
Call or text me at 403-807-8779
I live in Canyon Meadows, but we can meet wherever.
Richmond.s.michael@gmail.com
Edited: August 28th, 2024
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